Is Acca Insurance worth it ?
Table of contents
Accumulators, also known as Accas, are a type of bet that lines up multiple events on the same bet. Rather than betting on outcomes individually, combining them into an acca offers much better odds. Every result must come good for your bet to pay out - if even one leg of your acca fails, your whole bet is lost. Some bookmakers offer promotions that aim to even out this effect, offering a guarantee of your stake returned in the event that one leg loses. This is known as acca insurance. But how does it work in practice, should you use it, and which bookmakers currently offer acca insurance for betting on sports online?
What does Acca insurance mean?
Acca insurance is a promotion offered by some online bookmakers that offers to refund your stake for accumulators in the event that one leg loses. It’s designed as a safeguard against a single leg bursting your bet, which will see your stake returned to you - either as cash, or a free bet you can use to bet on other sports through your bookmaker. Acca insurance is usually only offered on promotional terms, so it’s worth taking full advantage of this when it presents, as a second-chance on accas that fall short by one leg.
Note that acca insurance won’t pay if your acca fails by more than one leg in most cases. You’ll still need to get close to the full result in order for your acca insurance to payout.
What are the pros and cons of Acca insurance?
Pros
Safety net: Acca insurance provides a safety net in case your bets fall short. Designed to return your stake in the event that you fall short on your accumulator, acca insurance allows you to explore riskier bets in the knowledge that you’re covered if your bet fails.
Extend your accas: Acca insurance allows you to extend your accumulator bets by one leg, in circumstances where the insurance pays out on an all-but-one basis. If you get your stake returned when only one leg fails, you can extend an accumulator to an additional leg for enhanced odds, safe in the knowledge that insurance will bail you out if one leg fails.
Flexible acca insurance: Some bookmakers offer flexible acca insurance, where you can apply insurance on one, two or more legs failing in return for surrendering a portion of the odds on payout. This gives you more flexibility in how you choose to structure your bets.
Cons
Lower odds: With the exception of promotional acca insurance, you’ll typically pay a price for insuring your accumulator, in the form of reduced odds for your accumulator. This means you’ll get paid less if your bet wins, in return for the security of your stake returned if one leg of your bets comes up short.
Stake return as free bet: In some cases, acca insurance returns the stake as a free bet, which is subject to its own terms and conditions in line with your chosen bookmaker’s rules. This means the stake itself is surrendered when you place your free bet, and you may be subject to other terms such as rollover requirements before you can withdraw any winnings.
Accas can still fail: Even with acca insurance in place, the best laid plans can still result in a losing bet. Acca insurance can reduce your odds and still result in your bet failing if you’re more than one or two legs away from a successful accumulator. As a result, while acca insurance can reduce the risk of your bet failing, it doesn’t remove the risk of failure entirely - it’s still perfectly possible to lose.
Which bookmakers currently offer Acca insurance?
A number of the leading online bookmakers we recommend offer acca insurance - either as a temporary promotion to encourage customers to sign up, or as a paid-for service where you’ll surrender odds in exchange for the security of insurance. We’ve highlighted a few of the best acca insurance bookmakers below.
1XBet: Insurance can be bought for single or accumulator bets. Available as a paid-for extra, rather than a bonus, you can use this as part of your betting strategy when you sign up at 1XBet.
Paripesa: Get up to 100% insurance on your bets at Paripesa. Simply choose the bet you want to place and whether you want to insure your stake (or a percentage), to get the coverage you need.
Vbet: Vbet offers three different tiers of acca insurance, covering you for one, two, or three/four/five losing picks, depending on the size of your acca. Get up to a 100% stake refund with the acca insurance offers at Vbet.
Betway: Bet on at least 4 picks with a minimum stake of £5, and you’ll qualify for acca insurance at Betway. This is worth a free bet if one leg loses, up to a maximum value of £25.
Which sports can you bet on with Acca insurance?
Acca insurance is most commonly available for betting on football. It’s not uncommon to see acca insurance available for some American sports like NFL and NBA, though in the majority of cases the promotions available from online bookies tend to focus on football accumulators. In some cases, you’ll be able to mix and match the sports making up your acca bet. It all depends on the terms and conditions of the bookmaker offering insurance, and the specific rules around qualifying bets.
Acca insurance can be a valuable safeguard for accumulators that fall just short of an acceptable result. One leg shy of the win, and your bet is returned to you - a vital layer of protection for accumulator bets that would otherwise fail. Available only at selected bookies, it’s a worthwhile tool to use when possible, as security for your accumulator or in giving you the confidence to extend your accumulator by one further leg for enhanced odds.
With a bit of luck on your side, acca insurance can help you on your way to successful accumulator bets, with less of the risk of an uninsured wager.
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